Will Mortgage Interest Rates Go Down In 2025 If You. Will interest rates go down in 2025? Mortgage rates are expected to go down throughout the rest of 2025.

In the mortgage history books, 2023 will go down as an especially painful year for homebuyers. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025.